Directors’ and officers’ insurance

Understand the exposures that arise and face different roles within a company

This one-day workshop comprises several interactive sessions focussing on key case studies that reveal how claims can arise and how the policy cover operates.

The importance of policy wording is explained, and insight into obtaining relevant information and prospecting opportunities is explored.

Key objectives:

  • Who is insured by the policy
  • A director’s duties arising out of common law and statute
  • The differences between personal and entity covers
  • The links to and differences from employers’ liability insurance
  • How directors and senior managers owe a duty of care to others
  • Principle areas of cover found under a policy
  • The impact of a claims-made wording
  • Important definitions found within the policy
  • Why cover is needed for trustees and charities
  • Application of exclusions to the policy cover
  • How information is collected and how insurers interpret this
  • Course content

    • The benefits of directors’ and officers’ cover
    • How the underwriting process works
    • An explanation of extensions commonly found in the market
    • The impact of limits of liability, deductibles and how costs arising are covered
    • Employment practices cover
    • How to distinguish between an attractive and an undesirable risk
    • Issues around a range of trades by examining a cross-section of claims
  • Methodology

    At all points in the course, explanations are supported by appropriate case law and statute. Workbooks and supplementary materials are provided.

The course was definitely tough but I cannot thank Owen more for his patience, motivational spirit and determination to get us through. We could not have got through it without him!

Michelle Wimsey
Director, Hadam Health

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